1st place
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Updated August 2026

Zero Debt

NCR Reg No: NCRDC1142

782 reviews

153 reviews

Zero Debt is South Africa's top-rated debt counsellors as per their Google reviews, which currently stand at 4.9/5. Their sign-up process is easy and each customer is expertly guided through the debt counselling process to save up to 60% on interest rates. They will also ensure your assets are protected from repossession.

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Updated August 2026

%
Score

Affordable Legal Fees

Sign Up Process

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Affordable Legal Fees
Sign-Up Process
NCR Registered
i

The NCR is responsible for regulating the credit industry in South Africa, and one of its key roles is ensuring that consumers are protected from over-indebtedness and unfair lending practices.

Clearance Certificates Achieved
DCRS Cases Done
i

The DCRS is a set of standard rules agreed upon by credit providers that provide voluntary concessions by adjusting the contractual fees, interest rates and repayment terms on credit agreements that are restructured under debt counselling.

Reckless Lending Fee
Professionalism
Friendliness
Efficiency
LiveChat
WhatsApp
Contact Details
Zoom Consultation
Debt Calculator
Process Explained
Knowledge Base
Testimonials
National Footprint
2nd place
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Updated August 2026

Debt Review

NCR Reg No: NCRDC3121

782 reviews

153 reviews

This trusted team of debt counsellors have assisted 1000's of customers to become Debt Free. They are a close second place and are highly recommended if you are looking for an easy sign up process and excellent after sales service.

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Updated August 2026

%
Score

Affordable Legal Fees

Sign Up Process

View Details
Affordable Legal Fees
Sign-Up Process
NCR Registered
i

The NCR is responsible for regulating the credit industry in South Africa, and one of its key roles is ensuring that consumers are protected from over-indebtedness and unfair lending practices.

Clearance Certificates Achieved
DCRS Cases Done
i

The DCRS is a set of standard rules agreed upon by credit providers that provide voluntary concessions by adjusting the contractual fees, interest rates and repayment terms on credit agreements that are restructured under debt counselling.

Reckless Lending Fee
Professionalism
Friendliness
Efficiency
LiveChat
WhatsApp
Contact Details
Zoom Consultation
Debt Calculator
Process Explained
Knowledge Base
Testimonials
National Footprint
3rd place
Visit Site

Updated August 2026

Meerkat DC

NCR Reg No: NCRDC2613

287 reviews

64 reviews

Meerkat provide practical financial help to get you out of debt and on to a better future.

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Updated August 2026

%
Score

Affordable Legal Fees

Sign Up Process

View Details
Affordable Legal Fees
Sign-Up Process
NCR Registered
i

The NCR is responsible for regulating the credit industry in South Africa, and one of its key roles is ensuring that consumers are protected from over-indebtedness and unfair lending practices.

Clearance Certificates Achieved
DCRS Cases Done
i

The DCRS is a set of standard rules agreed upon by credit providers that provide voluntary concessions by adjusting the contractual fees, interest rates and repayment terms on credit agreements that are restructured under debt counselling.

Reckless Lending Fee
Professionalism
Friendliness
Efficiency
LiveChat
WhatsApp
Contact Details
Zoom Consultation
Debt Calculator
Process Explained
Knowledge Base
Testimonials
National Footprint
4th place
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Updated August 2026

PayPlan Solutions

NCR Reg No: NCRDC1636

78 reviews

18 reviews

PayPlan is a Cape Town based debt counsellor that proudly assists over-indebted consumers. They are professional and offer a clear path to a debt free life.

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Updated August 2026

%
Score

Affordable Legal Fees

Sign Up Process

View Details
Affordable Legal Fees
Sign-Up Process
NCR Registered
i

The NCR is responsible for regulating the credit industry in South Africa, and one of its key roles is ensuring that consumers are protected from over-indebtedness and unfair lending practices.

Clearance Certificates Achieved
DCRS Cases Done
i

The DCRS is a set of standard rules agreed upon by credit providers that provide voluntary concessions by adjusting the contractual fees, interest rates and repayment terms on credit agreements that are restructured under debt counselling.

Reckless Lending Fee
Professionalism
Friendliness
Efficiency
LiveChat
WhatsApp
Contact Details
Zoom Consultation
Debt Calculator
Process Explained
Knowledge Base
Testimonials
National Footprint
5th place
Visit Site

Updated August 2026

Debt Care

NCR Reg No: NCRDC1362

65 reviews

31 reviews

Helping South Africans become debt-free since 2008

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Updated August 2026

%
Score

Affordable Legal Fees

Sign Up Process

View Details
Affordable Legal Fees
Sign-Up Process
NCR Registered
i

The NCR is responsible for regulating the credit industry in South Africa, and one of its key roles is ensuring that consumers are protected from over-indebtedness and unfair lending practices.

Clearance Certificates Achieved
DCRS Cases Done
i

The DCRS is a set of standard rules agreed upon by credit providers that provide voluntary concessions by adjusting the contractual fees, interest rates and repayment terms on credit agreements that are restructured under debt counselling.

Reckless Lending Fee
Professionalism
Friendliness
Efficiency
LiveChat
WhatsApp
Contact Details
Zoom Consultation
Debt Calculator
Process Explained
Knowledge Base
Testimonials
National Footprint